Ok. I did some more tests, Any time there are no points inside a file (COGO) its fast and the bottom right corner of (Upgrading COGO Points.) is not there. With any cogo points within an xref, it says upgrading, waits awhile and then I can start working. Its just weird. I did this all in the same version of CAD / and just added a cogo point to the same template I was using on the others.