I'm pretty sure once you join the ADN you have access to all resources and tools they offer and even some phone/email support (maybe depending on what tier you buy in to from memory).
If you a capable of building dll's from scratch with C++ you should be able to build a plugin without the wizard. To make it easier you could probably start with the ARX wizard and find out what settings need to be changed but I imagine it would be very few, like instead of producing .arx it may just be .dll or other naming convention, in the end it's just a dll, the file extension is really just a 'filter' to ensure you are loading a plugin and not an ordinary dll.
The wizard just helps with a lot of boiler plate coding and initial classes etc that could be copied from an existing project and refactored to suit. Yes, it may be a bit of work the first time around and I guess it depends on what your time is worth compared to the ADN subscription and what it provides to get you going quickly.
hth, cheers.