Michael,
The SRS data that I was using comes from the NFHL data that it sent me when I did a GetCapabilities request
snip
<Name>Flood_Hazard_Zones_General</Name>
<Title>Flood Hazard Zones (General)</Title>
<SRS>EPSG:4326</SRS>
Seems like this would be a cool tool, well, if it worked. The only other thing I can think of, from my end, at least, is a scale problem (not sure how your Map requests handle the scale issue).
Most of the WMS servers that I have queried will raise an exception if the scale of the requested map is too large or too small to correctly represent the requested data. I have yet to receive that sort of exception from the FEMA site even though I have requested all sorts of data over all sorts of BBOX sizes.
When I get some time I will play with some more requests of varying scales and see what sort of results I get. But I have sent requests that I know should work based on Firmettes from know sites, but with the same results.
When neither your work nor mine can produce results, it makes me think that the FEMA WMS might not be working as advertised. There is NO way that you and I could both be doing something wrong at the same time